member driven.
community focused.
energy smart.

SmartHub Account Login

Stearns Electric Association makes it simple to make a payment, view your bill online or check your electric usage.

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Stearns Electric Association offers many ways to pay your bill, each of which accepts more than one method of payment. We provide a bill explanation guide and rate schedules, as well as work with our member-consumers to set up payment plans as needed, so you can decide what works best for you.

  • Payment Options

    Stearns Electric Association provides convenient billing options that make paying your bill as easy and convenient as possible.

  • Understanding My Bill

    Stearns Electric Association provides an explanation guide so you can have a clear understanding of everything that’s included on your monthly bill.

  • Rates

    At Stearns Electric Association, we work hard to keep rates low without jeopardizing reliable electricity and member service.

  • Disconnection Policies

    The State of Minnesota provides protection to prevent utility disconnection for certain members of the community.

  • Financial Assistance

    At Stearns Electric Association, we understand that unexpected circumstances may come your way. If you are experiencing financial hardship, we can work with you to set up an acceptable payment plan.

  • Tax Exemption

    If you use electricity to heat your home, you may qualify for a Minnesota sales tax exemption.

  • Home Energy Savings

    The first step in reducing home energy costs is to review last year’s utility bills – find out where you spent more so you can conserve energy and save this year.

  • Member Privacy

    Stearns Electric Association is dedicated to providing our member-consumers with outstanding customer service and uncompromising online privacy protection.

  • Home Energy Savings

    Heating your home to 68° or less in the winter or cooling it to 78° or higher in the summer can save you money.