Auto Pay


Auto Pay takes the worry out of paying your bills. Enroll your account with a preferred payment source, and your bill will be paid each month automatically.

You can have your bill payment automatically transferred electronically from your designated checking account, savings account, debit card* or major credit card* (VISA, MasterCard, American Express or Discover) FREE of charge.

*Debit and Credit Card Auto Pay can only be set up through SmartHub or Secure Pay. Please note, debit/credit card payments are not accepted on all types of accounts. Please call the Member Accounts department at (800) 962-0655 with questions.

It is always on time, automatic and worry free! Proof of your payment appears on your bank or credit card statement. If you like to keep a paper trail for your records, you can continue to receive a monthly statement online or in the mail.


Auto Pay is safe, easy and convenient. After the initial set-up, you won’t have to spend any time paying your Stearns Electric Association bill each month. You’ll get peace of mind knowing you will never have to pay a late fee or worry about a misplaced bill. Auto Pay is free. It saves you the cost of stamps and checks, not to mention the effort of mailing your payments.

Receive One FREE Month

Sign up for Auto Pay and receive one FREE month of your fixed charge* (a value of $34.25)!

*This offer is only available to Auto Pay participants that have their bill payment automatically transferred from a designated checking account or savings account. This offer is not available to automatic payments made by credit or debit card.

*You must remain enrolled in the Auto Pay Program for 12 months in order to retain this bill credit.


  • The easiest way to get started is to enroll online through SmartHub. If you’re not registered for SmartHub, sign up. It’s free!
  • Please continue to pay your bill in your usual way until you receive a bill that indicates that the balance will be automatically paid.

If you prefer not to use SmartHub, print the application to apply by mail.

Mail the application to:
Stearns Electric Association
PO Box 40
Melrose, MN 56352-0040