Capital Credits

A membership advantage: You share in our success


Stearns Electric Association refunds capital, above the cost of operations, to its members in the form of Capital Credits. Members receive Capital Credit checks* every year, as long as the Cooperative’s financial status is healthy.  Capital Credit payments are quantifiable proof that you are a member of a successful, effective organization.

*Checks are only mailed out if they are $10 or higher. If your annual Capital Credit return is less than $10, the Cooperative will automatically rollover your return to the next year.

Please review our Frequently Asked Questions for more information regarding Capital Credits.

Capital Credits – Contact Information Update Form


Each year, funds that were not claimed or returned by the Post Office are sent back to the Cooperative. We need your help locating the members that these unclaimed Capital Credits belong to. Any information you can provide regarding the location of these members is greatly appreciated.

Search Unclaimed Capital Credits