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Payment Options

Stearns Electric Association provides convenient billing options that make paying your bill as easy and convenient as possible.

Here are all the payment options available:

AUTO PAY

Set your bill to be paid automatically each month through your SmartHub account. Learn more about Auto Pay.


BUDGET BILLING

Predictable payments make budgeting easy! Learn more about Budget Billing.


PAY ONLINE

SMARTHUB
Stearns Electric’s online billing and account management program, SmartHub, makes it easy to pay your bill online.

PAY NOW
Do you want to make a quick, one time payment without logging into SmartHub? Use Pay Now.


PAY BY PHONE

Make secure payments 24 hours day with our automated phone payment system Secure Pay. Call (855) 386-9908.

To use the automated system, you will need to know your Stearns Electric account number, which is located in the top right section of your bill statement.


PAY BY MAIL

If you misplaced the return envelope included with your bill, send your payment along with the payment stub, to:

Stearns Electric Association
P.O. BOX 40
Melrose, MN 56352

  • Do not mail cash.
  • Make check payable to Stearns Electric Association.
  • Do not staple or tape your check to your payment coupon.
  • Write your Stearns Electric account number on your check.

PAY IN PERSON

Payments are accepted at the front desk of our Melrose Headquarters, Monday through Friday from 7:30 a.m. – 4:00 p.m.

A convenient drop box is also available 24/7 at both of our office locations.

Stearns Electric Association – Melrose Headquarters
900 Kraft Dr. SE
Melrose, MN 56352

Stearns Electric Association – St. Joseph Branch Office
29643 Frontage Road
St. Joseph, MN 56374

Please note that our St. Joseph Branch Office is open by appointment only.


SPECIAL PAYMENT ARRANGEMENTS

Please call our Billing department during business hours if you know you’re going to have trouble meeting the billing due date. Do not wait until a late payment or disconnect notice arrives. We understand that unforeseen problems occur. Our member service representatives are ready to help you through those difficult times.


Need Help Paying Your Energy Bill?

These resources might be able to help you pay your energy bills.

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